Comments
Published on:
June 12, 2020
2 99dafne answered
Take an elk and multiply them. Now seriously, while you're focusing only on money, not on the value of what will bring it, nothing will multiply. People can't tell you what to invest in. Because no one knows you.
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10,000 EUROS is nothing. I'd put them in a proper education if I were you.
Published on:
June 12, 2020
3 munchinass answered
The main investments are 3:
1 - financial insights - these are stocks, bonds, mutual funds, hedge funds, forex, options, futures, metals, oil, virtual currencies, etc., as well as more transactional deposits.
Of these there are low-risk, high-risk. In low-risk deposits, for example, the yield is so small that it is usually about as much as inflation and you don't actually win, you're just protecting yourself from inflation, and at the moment you can't even get inflation.
For high-risk stocks and forex, the risk of losing there is 98% statistical. Because only 2% of people earn long-term. And that's why there's a purely mathematical reason, but it's going to be a long time, and I don't know if you'il understand. I've played on all sorts of exchanges for 10 or 15 years and I know what I'm talking about. You might win someone another month or even a year, but you have to be incredibly lucky to continue long-term. These are the so-called " zero-score games. A few people lose, and one's robbed. Like European football - 20 people bet 5 BGN, and one takes 90 BGN and 10 remain for the bookmaker. Only in forex the casino takes a lot more than 10%, because it does not only collect a commission, but directly speculates, only that they have information that you do not have, besides, they largely determine the quotes. It can't be otherwise, because it means the marketmaker enters positions with a few trillion every day. You know, no one takes that risk if they don't have any control over things.
In short, this option either loses your money at 98%, or you kill how much for inflation eventually, if it's a low-risk intrusion.
2 - passive income - they are relatively low risk, as long as you know when to enter. Their biggest advantage is that you don't need to have super-great knowledge and put a lot of time and effort into it. It's simple - you buy land, apartment, warehouse, shop, etc. and rent. At first of all, I don't recommend it with anything other than an apartment, because there are subtleties with others. All you have to do is wait for you to do it after a balloon bursts. Here in 2-3-5 years is expected to burst the bubble. Then you buy at a price, you rent and you wait for it to rise, and then the next balloon you sell.
For example, since 2011, properties have risen at least double. If you had hypothetically invested some 40,000 euros in a medium-sized city, you would now sell them for 80,000 euros plus rents you would have borrowed about 13,000 euros in 9 years. Come on, you're going to have to pay $10,000 for taxes, notaries, support and stuff like that, you're still a 90,000- $1.1 billion forward.
3 - business. That's where you need serious skills that if you don't have them - there are two ways to bring experience and knowledge. Option 1 - franchise as much as learning the craft. Option 2 - with a trusted partner who understands things, and the money from you. In the second, you will probably quarrel, but at least you will gain knowledge, craft, experience.
In general, the first two or three tries will at least be a failure, probably and you will lose some money, but you will gain experience and on the 4-5 time you will succeed. It's not like you buy an apartment and take a rent.
Published on:
June 12, 2020
4 ingidloaa answered
If I were you, I'd save money on housing. When I buy it, I rent it out. And he hires them to save or help each other. Every business is a risk to lose everything.
Published on:
June 12, 2020
5 sharolgrey answered
Up to 3 - In general, you're pretty good at taking the tips, but 98 percent of losing out on stocks is already nonsense, because in 10 years top Nasdaq stocks like Visa, Mastercard, Facebook, Apple, Nvidia. Dominos have risen an average of a dozen times, not to mention bitcoin and others, this is the top investment of the century, not inflated properties.
Published on:
June 12, 2020
6 gruncle answered
My personal view of the stock is that they're a bigger bubble than the real estate. The largest part of trading in shares takes place on the secondary market. The company once placed shares to raise capital for its operations, and these shares are then resold a thousand times by those who want to cash in profit at the moment to those who believe that the price will continue to grow and there will be a next one to sell them for profit. Ideally, the price per share should be linked to the profitability the company can pay on it. Only this yield stays the same while the share price is steadily rising. The yield cannot increase at the same rate, because the sales of the shares are on the secondary market and these gains do not go to the company itself, respectively it does not invest them in new production. In reality, more and more money is being given for shares with less and less returns relative to the size of the investment. This is because central banks are spewing virtual money, which pours into the speculation exchange and the real estate market, while the real economy is stagnating. At some point, new bidders to buy are no longer there, yields have reached microscopic sizes and the bubble is popping. Whoever bought first and sold earlier cashed in the big profits, and the herd, as always, drank cold water.
Published on:
June 12, 2020
7 alice_tease answered
5, well you listed 5 profitable companies, but how many there are, which have collapsed and gone bankrupt. Millions of companies are traded on these exchanges, what is the probability of surviving someone like facebook at the right time?
When something becomes known, it's probably too late to buy. But 99% of you will never hear about them, you will only hear about Facebook, Apple, etc. and you will tell yourself why I didn't buy five years ago. If that were the case, everyone would buy shares on facebook and retire at 30, but it doesn't get that easy.
Published on:
June 13, 2020
8 tayler_durden1 answered
Well done number four, that's a very good idea, only if you catch the last guy in the woods and he'il tell you the same thing, which is not a good sign. If they leave Sillo and Puglio somewhere, it's too late. I'il pour 100k euros into a ballooned market to wait for them to be paid back in 30 years and if I have a correct tenant. But since both Suchlio and Puglio already have ambitions for their own home on credit, who am I going to rent mine to? How many punks will they stay to live for rent? Can you give it to gypsies? What if on a good day the tenant stops paying, I have to chase him with the police and the dramas in the media start - a single mother with children stays on the street. What if my tenant set fire to my apartment or made huge utility bills and disappeared, then what?
Published on:
June 13, 2020
9 sexyfreespirit1 answered
up to 5 of those who listed only Nvidia has increased 10 times, others just checked them and have increased 2-3 times.
But could you have bet five years ago that it was Nvidia that would be 10 times?
Should I tell you how many established companies have collapsed during this period? GoPro loses 90% over the period. Ford lost 60%. BMW - 27%. Metro - 91%. UniCredit - 75%. etc. not to list. That is, even strong growth of the barefoot in general, there are still a number of companies established in this way that you can get stuck with. And in a controversial market, let's not talk.
Then you don't think you have the expense to hold a stock. The interest rate swap is only 0.025% of the share price per day. Not the profit, but the price. Tow makes over 9% a year. You have other cabs. That is, for the five years, your stock must have increased by 50% just to wipe out the swap. You got a 10% tax from there.
So at 50% growth you're at zero, and at 50% you're down to -100%. Do you understand how the rules aren't in your favor? It's not like you're tossing a coin, and if you don't guess you're losing as much as you'd win. Here, if you guess, $100, you'il make it $150. Then if you reinvest $100 and lose, you lose all 100. I mean, with a statistical ity of 50%, you're not zero, you're 50% back. To be at zero, you need a 67% success rate that's above the statistical expectation. Add to that that you don't have inside information, unlike the big players, and your chances even 50/50 aren't, but rather 20-30% max, and only in a bullish market, and in fact, to earn, you need at least an 80% success rate to wipe out inflation and taxes.
Now do you understand why only 2% win and why math isn't in your favor? It's like playing poker against a professional player, to whom the croupette gives him pre-brewed information about what the next card will be and as a cover dealer to take part 1/3 of the money on the table as a commission. Do you think there's a good chance?
Published on:
June 13, 2020
10 guesss3211 answered
I don't have anything saved, so I don't mean it.
Published on:
June 14, 2020
11 emma4u_ answered
Look for options, open an account with an investment bank.
Up to 7
"Then you don't think you have the expenses to hold a share. The interest rate swap is only 0.025% of the share price per day."
I'm sorry, but what are you talking about? There's a lot of fees in my bank, but there's no such nonsense!! I'm not in Bulgaria, but i guess that's very bad!! That they want 10% of your portfolio a year? Who's going to keep an open account with this fund or bank!!!
Up to 9
"Only because both Suchlio and Puglio already have ambitions for their own home on credit, to whom am I going to rent mine? How many punks will they stay to live for rent? Can you give it to gypsies? What if on a good day the tenant stops paying I have to chase him with the police and the dramas in the media - a single mother with children stays on the street."
And you can ask for three to six months of deposit, along with the forward one, by getting a good lawyer and making good contracts. Also ask for work slips from the last 6 months. Even if you come across a rotten apple, you're going to save yourself a lot of trouble. People with incomes are left on good incomes and are the ones you can sue if there is serious damage. Otherwise, you're right- a mother with kids, staying on the street, can't pay you anything, and you're going to be at a huge loss.
Published on:
June 14, 2020
12 littleminx97 answered
Buy bitcoins.
According to the projections, within a year their value will double.
Published on:
June 14, 2020
13 sonyxxxa answered
Up to 11: Let me tell you a story from my personal experience. Three years ago, I changed my place in Germany. Then both the landlady and the neighbors were terrified. The landlady was not just anyone, but a broker owner of an agency, that is, she knows how to conclude. Except before me there was someone who just disappeared, his box was full of letters, and they couldn't find him anywhere. She's lost some rent money there, and there you have at least 100 euros a month in expenses for the cooperative for maintenance of heating, green areas, wiper and other nonsense. Before him, there was a guy who picked up jaggers all night and the whole floor complained about him. The landlady lived in another town about 50 miles away and wanted to have no trouble with the apartment. So he chose to sell it and not bother anymore, and the neighbors lit candles so they wouldn't get another lunatic.
Published on:
June 15, 2020
14 vinnihans answered
Up to 14
I doubt the truth of your story.
Borker, based in Germany, will conduct a comprehensive survey of all potential clients, demand their financial history for at least 6 months, ask for a deposit equivalent to 6 months of the rent, and then at least 2 months of prepayment in case the landlord "just disappears." And if this happens, then there is almost no problem, because there is really no one to protest, with the inevitable eviction, so all the soft laws of the last 50 years will not be a hindrance. He'il keep not only the deposit, but his pre-payment.
"Before him, there was a guy who picked up jaggers all night and the whole floor was complaining about him."
And again, her contract was bad. My first contract explicitly mentioned that if I had complaints from neighbors and a protocol from the police that I had made noise, I would receive a formal eviction notice, and if i was reoffended within 6 months, I would have to vacate the accommodation within 30 days. With more than 10 complaints within two weeks, two warnings from the police, a loud noise protocol, and two official warnings from a landlord, led to a pair of alcoholics being forced to leave, losing their prepayment (but not the deposit, because the apartment had not suffered damage, outside of normal wear and tear).
"and the neighbors lit candles so they wouldn't get another lunatic."
If a normink owns the apartment and always makes noise, at some point they will pour it with akiwas fined that this apartment will be back on the market in just a few months.
Published on:
June 15, 2020
15 bjornjo answered
8, you live in a fairy tale in which everyone takes out a loan for a home, and everyone has one, which is a myth. Will your big business ambitions be your investment? Because with the bigger ideas in the comments, you're doing nothing but risking losing all your money. You want a sharp job without risk, but you only take the ideas that are a risk. My idea might tell you that anyone you catch from the woods, but in reality it's the most applicable. The point is, you're a very glutton for money, and in the end you're just going to be left with a finger in your mouth. I don't know what movie you live in, but definitely neither everyone has a home or anyone takes out a loan for one.
Published on:
June 16, 2020
16 breatross answered
Any feedback on eToro?
Published on:
June 16, 2020
17 daniellebeck_ answered
And now you will immediately appear smart with tips like: Buy an apartment new construction in a "boutique" building against a modest 1500 Evra per square. Ten grand can't be enough for self-participation, so one consumer for the rest is a sensible solution. After only 30 years, it's your apartment.
I'd do this:
- half I'il save, be it in a bank. When the crisis comes and the properties collapse, all the upper smarts will break bitter tears, and people like you will have set aside solid money.
- The other half I'd spend - travel, prostitutes, good food...
Success.
Published on:
June 16, 2020
18 thicctrees answered
From the author:
Hello and thank you all for the answers. To those who offer housing and education - with a master's degree, I have 3 large and new apartments in Sofia and Plovdiv, land, cars, etc. I don't have any loans or mortgages, and I don't need that kind of stuff. I wrote the post because it's some money that I'm already making myself and that I just don't have anything to do and stay and increase a little bit. After all my spending, restaurant meals every day and excursions (which can also be reduced with minimal effort), I always have to. I would do business, as my whole family has had businesses for many years and at least they will be able to help me with anything, but it still requires knowledge and some skills. For more serious investments, you need a lot of reading. I have two or three business ideas, but I'm worried if I can handle everything. The financial part of it is skipping it, as this is the least of the problems. From there? As much as I plan, I always think there's something underdeve little left, and I don't have to start. I have graduated from tourism, I am interested in this, I speak 4 languages and 5th at B2 level freely. I like to help people, to see them happy and grateful. Sport is a strong country for me, too. But I don't know exactly how to combine those qualities of mine to make things work.
Published on:
June 16, 2020
19 lickacliteris69 answered
18, but the smart guys we comment on may have more money set aside in the bank? Why do you think we're going to break bitter tears? But we haven't gone so far as to ask what to do, how to invest and where that speaks well of us. Here, he doesn't think that when it's some anonymous site, cashless mice have gathered.
Published on:
June 17, 2020
20 infamouscouple18 answered
To the author: Yes, I think I understand. One is a collection of talents, acquired skills, as well as a resource hub, and must produce and channel the energy in order not to retain it.
Maybe he won't learn his whole life, chances are equal.
Another is that I have to assess what it needs at the moment, certainly always something from the resources missing, the shortage of production. I'm emphasizing "right now." In his pyramid, Maslow has listed them, it helps not to forget where you are and any next. The special is that the pyramid is true for their sequence, in which it is possible to achieve, but also for the quantity they need. Food and water, which are actually nature, need first and most.
Third, one is actually powered by his aspirations. That's why they have to be nice.
Published on:
June 17, 2020
1 seanwarrior13 answered