About Debts And Future Problems

Hello, I will tell you briefly about my situation and what worries me. My girlfriend and I have been together for 4 years, two of whom we live with her father in his apartment. My father was very rich years ago and now he cannot accept that times are different and it is impossible to succeed in Bulgaria if you are not a swindler. He is constantly involved in some businesses, the last of which he went bankrupt. He takes out indiscriminate loans that we don't even know about. It has come to the point that we live in our own rented apartment. And my girlfriend (his daughter) constantly cares about my wedding and is already talking about my children. We are 25 years old. I also say that it is too early to wait a while to get our lives in order and then start a family. However, her father is constantly called by the banks, he has loans at the BNB Paribas, mortgage and do not know what are the methods of debt collection given that there is nothing to take from him. It worries me that if I marry her and my father years later and she remembers not to seize our salaries and my inheritance. Is there an option when the banks have nothing to take from him, my girlfriend to give up the inheritance and get out of this mess? Thank you sincerely for any competent answer!